Mortgage rates have recently fallen to record lows and have dipped below 3% for the first time in 50 years. Many consumers are taking advantage by purchasing a home or refinancing their existing mortgage. Refinancing can be a great way to lower your monthly bill or even take years off your payoff period. Here are 6 things you need to consider before refinancing your mortgage....
Welcome to the final part of our series on mortgage financing. Join me as we separate myth from fact and explore whats available through government-backed loan programs If you haven’t already read Part 1: Conventional Loans, or part 1.5: Why you should care, be sure to check those out as well. The focus of this article will be on the government-backed (orange) side of...
Most people probably don’t find mortgage financing to be a particularly riveting topic. However, as I finish up part 2 of this short series, I want to illustrate why educating yourself (even briefly) on the topic can be vital to your home buying process. When my wife and I were looking for our first home we had a whole wish list of things we...
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